The Emirates Islamic RTA Card is a multi-purpose card that allows users to travel hassle-free. The Islamic Card is a credit card that doubles as an NOL card too. Travellers can use this card to pay different public transportation charges and can also avail of other benefits. From fare payment to international shopping, all can be done through this single card.
Here we have mentioned the Emirates Islamic RTA Card, its uses and benefits in more detail.
RTA Credit Card
The RTA Credit Card contains a small chip which doubles as a Nol Card. In simple words, users can leverage all the features of credit and NOL cards from this single card. On the RTA payment through an Islamic Card, users will get 10% cashback. Here are the complete details of the cashback offered by RTA Credit Card.
Emirates Islamic RTA Card Cash Back
Users will get cashback each month on all domestic and international purchases; however, it only includes non-government spending. To redeem these points, a minimum of 300 points are required. That said, the cashback points will be valid for two years.
Following is the percentage of cashback as per the spend category.
add table
How to Redeem Cashback
The redemption process of the Emirates Islamic RTA Card cashback is as follows.
- Log in to the Emirates Islamic account through the website or mobile app
- Select ‘Cards’ and then ‘Rewards’
- Click on ‘Redemption’ and complete the process.
Emirates Islamic RTA Card Benefits
Alongside cashback, the Emirates Islamic RTA Card offers a myriad of other benefits listed below.
Auto Top Up
There are different methods to top up your NOL card like the NOL Pay application. The Emirates RTA Card facilitates users by automating the top-up process. The Nol chip on the card is linked with an account and automatically deducts the amount from the account and charges the Nol Card when the balance is less than AED 20.
Three different auto top-up plans are available; AED 50, AED 100 and AED 200. The selected amount will be dedicated every time for the Nol Card when the balance drops from the limit. The auto top-up of Salik Dubai is also offered by the card.
Secure Payments
The Emirates Islamic RTA Card has two different chips, one for the credit card and another one for the Nol. That said, the card only allows authorised Nol payments to be deducted from the account, making all transactions secure.
The transactions related to Nol can include fare payments, Salik and paid car parking in Dubai.
Emergency Cash Anywhere in the World
An emergency cash advance of up to US$5,000 (approx AED 18,300) can be provided to the users. Moreover, round-the-clock card replacement service is also available across the globe.
Purchase Protection
The Emirates Islamic RTA Card also offers purchase protection to its users. Any item purchased from the card, if it gets damaged or stolen, the users can claim its reimbursement. The purchase protection provides coverage for up to US$5,000/incident (approx AED 18,300), a maximum of US$20,000/year (approx AED 73,400).
Extended Warranty
The extended warranty program doubles the manufacturer’s warranty (for up to 1 year) after it expires. The warranty is applicable on the products purchased with the RTA Card.
Complimentary Movie Tickets
Complimentary movie tickets for up to 2 ‘Buy 1 Get 1’ are offered to the users. However, to avail of this offer, a monthly retail spend of AED 3,000 from the card is necessary.
Exclusive Discount on Emaar Entertainment
Leverage a 20% discount on the following Emaar Entertainment attractions.
- Dubai Ice Rink
- Dubai Aquarium and Underwater Zoo
- E-KART Zabeel
- KidZania, Dubai & Abu Dhabi
- Play DXB (AED 200/- & above)
- The Storm Coaster
- Zabeel Sports District
Emirates Islamic RTA Card Payment
Here is how to pay Emirates Islamic RTA Card bills.
- Cheque: Deposit cheque equal to the bill amount in any bank branch.
- Exchange Houses: Visit the nearest exchange house and pay up to AED 35,000 bills per day.
- Cash: Visit any branch of Emirates Islamic during banking hours and pay the credit card bill.
- Online: The bill can be paid through online banking services offered by the bank.
- Auto Payment: Avail of the auto payment transfer facility and schedule credit card payments for every month.
- Cash Deposit Machine: Deposit bill at any cash deposit machine of the bank.
FAQs
Are there any late payment charges on the Emirates Islamic RTA Card?
Yes, users who fail to pay their bills on time will be charged AED 225 late fees.
Can I withdraw cash from my Emirates Islamic RTA Card?
Yes, you can withdraw cash from your Emirates Islamic RTA Card; however, a cash advance fee of AED 99 or 3% (whichever is higher).
Do RTA cashback points have validity?
Yes, the RTA cashback points will expire after 2 years.
This was all about the Emirates Islamic RTA Card. The card facilitates residents travelling via public transportation in Dubai. Besides public transportation, the card also provides multiple discounts and cashback on other purchases. For instance: on the purchase from the automobile category, you can get a significant cashback. That said, whether you are planning for a new or going to buy a used car for sale in Dubai, use the RTA Card and avail yourself of exclusive discounts.
If you are planning for a new one, here are a few things to consider when buying a new car in the UAE.
Stay tuned to dubizzle’s auto blog for more information on Nol Card.
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