Abu Dhabi continues to prioritise the well-being and prosperity of its citizens with measures that enhance the quality of life and provide accessible housing solutions. One such example is Iskan Abu Dhabi, a government-led programme designed to offer sustainable, affordable and high-quality residential options. The initiative reflects the emirate’s commitment to fostering community growth, stability and modern living standards.
What is Iskan Abu Dhabi
Iskan Abu Dhabi is a service channel for the Abu Dhabi Housing Authority (ADHA) that offers a variety of housing solutions, catering to diverse family sizes and lifestyle preferences.
Iskan Abu Dhabi serves as a comprehensive hub, both through a centre offering on-site assistance and a mobile app. It offers citizens streamlined access to all government housing services. This includes housing loans, grants and land purchase options, facilitated by the ADHA in collaboration with its strategic partners.
Iskan Abu Dhabi Housing Services
Iskan Abu Dhabi digital platform provides a range of services to people in the capital city.
Loan for Maintenance and/or Expansion of Housing
Provides UAE nationals with a loan up to AED 1,100,000 for maintaining or expanding their existing housing, repaid in monthly instalments.
Deferment or Rescheduling of Loan Instalments
Allows beneficiaries to request deferment, reduction or suspension of loan instalments due to financial hardship, based on specific eligibility.
Housing Demolition and Reconstruction Loan
Gives UAE nationals a loan up to AED 1,750,000 to demolish and rebuild their home on the same land, repaid in monthly instalments.
Replacement of Housing with Another Housing
Enables UAE nationals to replace their existing housing with another, either from another beneficiary or available through Abu Dhabi Housing Authority.
Replacement of Residential Plot of Land
Allows UAE nationals to swap their granted residential plot with another, either from another beneficiary or available through Abu Dhabi Housing Authority.
Exemption due to Bankruptcy or Insolvency
Provides an exemption from loan payments if the beneficiary is financially unable to earn, subject to proving insolvency or bankruptcy.
Bundles for Housing Projects Beneficiaries
Offers customised bundles for beneficiaries of ADHA housing projects, designed to meet their specific housing needs.
Exemption for Senior Citizens
Exempts senior citizens from repaying their housing loan, based on an assessment of their financial condition.
Community Support
Provides up to AED 250,000 in community support for housing construction, demolition or purchase loans to eligible UAE nationals.
Housing Construction Loan
Offers UAE nationals up to AED 1,750,000 to build a home on land they own or have been granted, repaid in monthly instalments.
Residential Plot of Land Grant
Enables citizens to change or exchange their granted residential plot with another, either from other beneficiaries or the ADHA inventory.
Exemption due to Death
Exempts heirs from repaying the loan balance or remaining instalments if the beneficiary passes away.
Deferred Repayment Housing Purchase Loan for Limited-Income
Provides up to AED 1,750,000 for the purchase of housing with deferred repayment terms and a possible additional grant for infrastructure costs.
Discounts for Housing Services Beneficiaries
Exclusive discounts on furniture, home appliances and other items for beneficiaries of ADHA housing services.
Exemption due to Retirement
Exempts the beneficiary from loan repayment after retirement, based on an evaluation of their financial solvency.
Exemption due to Incapacity to Earn
Suspends or exempts loan payments if the beneficiary is proven unable to earn an income.
Exemption due to Early Repayment
Allows beneficiaries to reduce their loan balance by 10% if they pay off the entire loan in a single instalment.
Existing Housing Maintenance Loan
Offers up to AED 500,000 for maintaining existing housing, with repayment through monthly instalments.
Housing Grant
Provides a free housing grant for UAE nationals over 45 years old with limited income, for either ready-built or under-construction homes.
Housing Purchase Loan
Gives UAE nationals up to AED 1,750,000 to purchase housing from approved developers in Abu Dhabi or the local market, with possible infrastructure grants.
Residential Plots of Land Purchase
Allows UAE nationals to buy developed residential plots with ready infrastructure, either from ADHA or strategic partners, to build their homes.
FAQs
What is the Iskan Abu Dhabi Contact Number?
Iskan’s contact number is 800555.
Is there an Iskan Abu Dhabi App?
Yes, there is an Iskan Abu Dhabi App that can be used to access the platform’s services.
How to Apply for the House Exchange Service in Abu Dhabi?
Individuals can apply for a house exchange in Abu Dhabi via the Iskan app.
There you have it, everything to know about the Iskan Abu Dhabi one-stop shop for numerous government services. The smart platform brings a range of services to the fingertips. The initiatives help individuals with housing and loan repayments.
Besides Iskan, TAMM and ADHA also offer numerous financial services to the general public in Abu Dhabi. For instance, loan services by ADHA, among other initiatives. Eligible individuals looking for properties for sale in Abu Dhabi can make use of the government-backed services and secure housing in the capital city.
Stay tuned to dubizzle’s property blog for information about official real estate platforms and more.
