Buying a home in Abu Dhabi is quite convenient for everyone. Government authorities in Abu Dhabi cater to the requirements related to real estate and provide the best solutions as per your needs. That being said, if you are planning to move to Abu Dhabi, Abu Dhabi Housing Authority (ADHA) and TAMM are a one-stop solution for all your queries. Let’s dive into the details now!
Abu Dhabi Housing Authority (ADHA) Overview
ADHA was launched in October 2012 by His Highness the Head of State under the chairmanship of H.H. Sheikh Hazza Bin Zayed Al Nahayan. ADHA was established for the development and implementation of housing programs for Abu Dhabi citizens. The government authority also manages housing loans and projects to maintain the database of citizens.
Abu Dhabi Housing Authority aims to provide exclusive residential plans to meet the special requirements of the residents of Abu Dhabi. The requirements include but are not limited to the design, size and location of the property. The values of ADHD are:
- Transparency
- Innovation
- Excellence
- Customer Focus
- Collaboration
- Commitment
ADHA Functions
The following are the functions performed by Abu Dhabi Housing Authority for the Emirate’s housing plans:
- Implement the supreme orders
- Design policies, strategies and legislation
- Develop housing programs
- Determining the logistics and infrastructure requirements
- Preparing an operational budget for each housing project
- Connecting with the concerned authorities for the implementation of the housing plans
- Database maintenance and verifying confidentiality
- Receiving housing-related applications and taking action in the light of supreme orders
Abu Dhabi Housing Authority Contact Details
You can visit or call on the given address to meet the customer service representative in person.
- Location: Al Bustan Tower, 11th floor, behind Novotel hotel, Airport Road
- Timings: Monday – Thursday: 7:00 AM to 01:00 PM | Friday: 07:00 AM to 11:00 AM
- Phone: 02 619 9999
- Abu Dhabi Housing Authority Email: info@adha.gov.ae
Abu Dhabi Housing Authority Services
Abu Dhabi Housing Authority offers several property-related services. Let’s discuss some of them one by one.
Application Status Enquiry
This service by Abu Dhabi Housing Authority allows its users to check the status of their applications electronically.
Mustasharak
The main purpose of Mustasharak is to help you in planning your dream home. The service provides you with free technical advice and the best option as per your needs within Bayti designs.
Qasemati
The service provides its users with their land details and their location on the map.
Bayti Design
The ADHA provides standard pre-approved designs for citizens’ homes through the “Bayti”. The initiative contributes significantly to reducing the burden of the design and construction process on the owner, consultant and contractor. The service also offers 58 pre-approved designs from municipalities, saving the time required for licensing procedures.
Complementary Services by ADHA
Abu Dhabi Housing Authority also offers complementary services. For instance:
- Request to exchange a house for another house: This service allows you to exchange your previous other houses listed in the inventory or with other beneficiaries.
- Request for exchange land for another piece of land: Similarly, you can also exchange land with the land inventory available with ADHA.
Housing Loans
From maintenance to buying a new home, ADHA offers loans to the residents. The types of loans include:
Loan for expansion and addition to an existing house
You can apply for a loan of up to AED 500,000 and pay it back in monthly instalments decided by ADHA. The repayment of this loan should not exceed 10 years.
House purchase loan
If you want to buy a ready-to-move-in house, then you can get a minimum loan of AED 1,250,000 and the maximum is AED 2,250,000. The repayment of this loan is limited to 25 years.
House maintenance and extension loan
Up to AED 1,100,000 loan is available to expand and maintain your home. The repayment period of this type of loan is 18 years.
Demolition and reconstruction loan
A loan amount of about AED 1,250,000 to AED 2,000,000 can be approved through this service. The repayment tenure of the loan is 25 years.
Modify approved loan
You can also modify the previously obtained and approved loan through this service.
House construction loan
If you want to build your own home on residential land, then a minimum of AED 1,250,000 and a maximum of AED 2,000,000 is available for construction. 25-year is the repayment tenure of this type of loan.
House maintenance loan
If you want to renovate and maintain your existing home, then you can get approval for up to AED 750,000 as a loan. The repayment period is limited to 15 years.
Residential Land Purchase
Potential investors in Abu Dhabi can buy developed land in Abu Dhabi. The land can be bought from a strategic partner or land stock designated to ADHA.
Housing Grants
Investors can request a residential land grant with ready infrastructure to build a residence on it.
However, it is essential to note here that foreigners can invest only in freehold property available in Abu Dhabi. Hence, make sure you know all the property buying and ownership laws in Abu Dhabi for foreigners before you plan to invest.
There are several benefits of buying a property in Abu Dhabi as an expat, so make sure you know all of them before finalising the deal.
That’s the wrap on the goals, aims and services provided by Abu Dhabi Housing Authority. Whenever you plan to buy a property in Abu Dhabi, don’t forget to explore and read about all the services available on Abu Dhabi Housing Authority’s website. You can also make an account on the ADHA app (Android | iOS).
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