To ensure a smooth experience for all the parties involved, the UAE government has regulated all the transactions in real estate. Whether you purchase a piece of land or opt for short-term rental, there is a legal process and paperwork involved. A title deed is one of the most important documents signed during property transactions.
Today, we will elaborate on what the title deed is, who needs to sign it and how to register it.
What is Title Deed
A title deed is a legal document that testifies property ownership in the name of an individual(s). It provides you with legal rights to claim, own, lease and sell the property unit. If you have purchased the property directly, the title deed will be in your name. However, if you opt for a property mortgage in Dubai and Abu Dhabi, you will be provided with a copy of the title deed. The bank will hold the title deed until the mortgage is fully paid.
Information in Title Deed
The title deed is drafted by the land department of the Emirate and, therefore, may vary from Emirate to Emirate. Generally, it contains the following information.
- Complete property description, including layout, size, boundaries, usage and location.
- Full name and contact information of the owner.
- Transfer and issue date of deed.
- Final purchase price.
- Conditional clauses agreed upon by both parties (if any).
- Official seal or stamp of the concerned department.
Since the title deed provides legal ownership rights of the property, it is necessary to register and transfer it in your name. Failure to do so will deprive you of the right to claim ownership of the purchased property unit.
How to Transfer Title Deed in UAE
The title deed is transferred in the name of the new owner when the deal is finalised and all the payment has been received by the seller. The process of title deed verification and transfer is different for each Emirate. To elaborate on the process here we have exemplified the transfer process of title deeds in Dubai that is managed by the Dubai Land Department (DLD).
Here is the complete process of title deed transfer also known as property ownership transfer in Dubai.
- Visit the Happiness Centre along with all the necessary documents.
- Submit the documents and wait for the data to be entered digitally.
- Pay the transaction fee, take the receipt and verify the transaction.
- Receive the new title deed via email.
The title deed can also be transferred digitally. Read our blog on how to transfer property ownership in Dubai to know the complete process.
FAQs
How much is the property transfer fee in Dubai?
The property transfer or title deed transfer fee in Dubai is around AED 945. Here are the complete details of the title deed transfer fee:
- AED 250 for each title deed
- AED 100 for land map
- AED 325 for a unified map with Dubai Municipality
- AED 250 for the apartment and villa map
- AED 10 knowledge fee
- AED 10 innovative fee.
Do I still need the title deed after signing MOU?
Yes, it is necessary to transfer title deeds even after signing a Memorandum of Understanding (MOU). MOU is a document signed before the property transaction and it contains all the details regarding the transaction process. Whereas a title deed is a legal document that provides you with the ownership rights of the property.
Can I download title deeds through mobile?
Yes, you can use the land department app to download the title deed via mobile. For instance: the residents of Dubai can log in to their Dubai Rest app and download the deed online.
Is it necessary to get my title deed verified?
Yes, title deed verification is necessary to avoid legal issues in the near future.
These were all the things that you should know about title deeds in the UAE. The title deed is an important document that provides you with the rights of any property unit. Therefore, when purchasing properties for sale in the UAE make sure to get title deeds transferred to your name.
However, if you are purchasing property in Abu Dhabi, read our blog on property ownership transfer in Abu Dhabi.
Stay tuned to dubizzle’s property blog for more information on title deed numbers in Dubai.
