Home Insurance Companies in Ajman
Ajman, one of the fastest-growing emirates in the UAE, continues to attract both investors and residents with its affordable property market and promising infrastructure. As the demand for residential and rental properties increases, so does the need for robust home insurance coverage. Property owners, tenants and landlords alike are strongly advised to secure their assets through reliable insurance policies that offer protection against a wide array of risks, including fire, natural disasters and accidental damage.
Here are some of the leading home insurance providers in Ajman, offering tailored solutions that cater to diverse property types and customer requirements.
List of Home Insurance Companies in Ajman
Having home insurance in Ajman provides financial protection against unforeseen damages. It also covers personal belongings and offers liability coverage in case of accidents on your property, ensuring peace of mind for homeowners and tenants alike. The following are some of the reputable home insurance companies in Ajman that can help you in making an informed decision.
Disclaimer: The home insurance providers in Ajman listed below are based on Google ratings and customer reviews. Readers are advised to verify the most recent ratings, reviews and policy details directly with each provider before making a final decision.
Sukoon Insurance

Sukoon Insurance offers comprehensive home protection plans that are adaptable to various budgets and property types, whether you are insuring an apartment, villa or high-value home. The company offers customisable policies for individuals and families, along with discounted premiums for online purchases. The insurance company offers two types of insurance plans:
- Home Umbrella: Covers the building, household contents, personal valuables and domestic helpers.
- Privilege Home: Specialised coverage for luxury homes, including fine art, jewellery and high-value items.
For more details, you can visit their branch at the given address.
- Location: Al Refaa 1 Building, Sheikh Khalifa Bin Zayed Road, Al Nuaimiya 3, Ajman
- Timings: Monday to Friday: 8:00 AM to 5:00 PM | Saturday and Sunday: Closed
- Contact: 800 SUKOON (785666)
Union Insurance
Union Insurance is again one of the well-known home insurance providers in Ajman. The company has flexible and cost-effective home insurance solutions, with premiums starting as low as AED 1 per day. Their policies are designed to safeguard both building structures and home contents. The company offers structural coverage for villas and apartments with a rental loss coverage up to AED 10,000. If you’re still deciding between a villa or an apartment, check out our guide to help you make the right choice.
- Location: Union Insurance Building, Sheikh Khalifa Bin Zayed Street, Ajman
- Timings: Monday to Thursday: 8:00 AM to 5:00 PM | Friday: 8:00 AM to 12:00 PM | Saturday and Sunday: Closed
- Contact: 971 6 7014666
Al Buhaira National Insurance Company (ABNIC)
Established in 1978, ABNIC offers home insurance plans designed to secure properties and personal belongings. The coverage protects structures such as houses, garages and sheds against fire, storms and earthquakes. It also provides content coverage for furniture, electronics and clothing, along with personal liability protection and temporary accommodation expenses.
- Location: Ground Floor Shop No.2, Block A, City Tower Sheikh Khalifa Bin Zayed Street, Ajman
- Timings: Monday to Friday: 8:30 AM to 5:00 PM | Saturday and Sunday: Closed
- Contact: 06 746 7777
Salama

Salama Islamic Arab Insurance offers Shariah-compliant home insurance with flexible options and affordable pricing. Whether you’re an owner or looking for home insurance for tenants, it provides easy and effective protection. The company is regulated by the Central Bank of the UAE. Their policies cover temporary removal of contents from the home, Personal and tenant’s liability, among others. You can choose from four plan levels, depending on your coverage needs:
- Diamond Plan: Up to AED 500,000 coverage
- Gold Plan: Up to AED 200,000 coverage
- Silver Plan: Up to AED 100,000 coverage
- Bronze Plan: Up to AED 50,000 coverage
While Salama currently does not have a physical branch in Ajman, their online services make it easy to purchase and manage your home insurance policy from anywhere, both within the UAE and abroad. Here are their contact details for quick assistance:
- Timings: Monday to Friday: 9:00 AM to 6:00 PM | Saturday and Sunday: Closed
- Contact: For UAE customers: 800-725262 (SALAMA) | Outside UAE: +971 4 3577000 | Customer Happiness Department: 800(IAUAE)42823
FAQs
Can I get a home insurance quote online from companies in Ajman?
Yes, most insurers offer online quote tools, allowing you to get a customised quote in minutes. Some even offer instant policy issuance and payment online. You can visit insurer websites like Orient Insurance, GIG Gulf and Salama for more details.
Is home insurance mandatory in Ajman?
No, it’s not mandatory by law, but highly recommended. It helps in minimising risk when investing and protects your property and belongings.
Can tenants get home insurance in Ajman?
Yes, those planning to rent property in Ajman can get contents-only insurance to protect personal belongings against theft, fire, or damage.
Can I find home insurance companies in Abu Dhabi and Sharjah?
Yes, you can find several home insurance providers across the UAE. Some of them include:
Here we conclude the list of some of the well-known home insurance companies in Ajman. If you are planning to buy property in Ajman, it is advisable to secure home insurance immediately after purchase. A well-chosen insurance policy not only protects your investment but also reduces risk and ensures financial protection in times of need. Also, don’t forget to compare policies and their offerings when buying home insurance in the UAE.
If you’re looking for other investment options, explore these new projects in Ajman.
Stay informed by following the dubizzle’s property blog to get more updates regarding home insurance policies in the UAE.