Home Insurance Companies in Abu Dhabi
Securing a home with the right insurance is one of the smartest decisions a homeowner or tenant can make. In Abu Dhabi, a number of reputable insurance providers offer policies that cover damage to property, loss of personal belongings and liability protection. Here’s a breakdown of some of the most popular home insurance providers in Abu Dhabi.
List of Home Insurance Companies in Abu Dhabi
Buying home insurance in the UAE is a financial safeguard. It protects against risks such as fire, water damage and natural disasters, covering the building structure, home contents and personal liabilities.
Whether you purchase a property in Abu Dhabi with cash or through a home loan, obtaining home insurance is a prudent and highly recommended step to safeguard your investment. Multiple licensed insurers in Abu Dhabi offer tailored policies to meet diverse residential needs. Let’s explore some of the known home insurance companies in Abu Dhabi to help you in making a wise decision.
Disclaimer: All the home insurance companies in Abu Dhabi are based on Google ratings and reviews. Always check the latest ratings and reviews beforehand.
Al Wathba National Insurance Company (AWNIC)

Al Wathba Insurance is known for its customer-first approach and flexible policies. They offer various home insurance packages tailored to regulations and customer needs. The company’s policies cover home contents, personal belongings and liability, with optional add-ons available.
- Timings: Sunday to Thursday: 8:00 AM to 5:00 PM | Friday: 8:00 AM to 12:00 PM
- Address: Al Wathba Tower, Mohammed Bin Butti Al Hamed Street, Abu Dhabi
- Phone Number: 600 544040
GIG Gulf (Formerly AXA Gulf)
GIG Gulf is a well-known name across the Middle East and offers some of the most comprehensive home insurance policies in the region. Some of them include protection for buildings and personal liability. Emergency home assistance and alternative accommodation benefits are also part of their offerings.
- Timings: Monday to Sunday: 8:00 AM to 7:00 PM
- Address: Al Reem Plaza Building, Electra Street, Abu Dhabi
- Phone Number: 800 292 | +971 4 507 4085
Abu Dhabi National Insurance Company (ADNIC)
Established in 1972, ADNIC is one of the most trusted home insurance companies in the UAE. The company offers home insurance products that cover structural damage and tenants’ liabilities, with policy customisation options.
- Timings: Sunday to Thursday: 8:00 AM to 4:00 PM
- Address: ADNIC Building, Khalifa Bin Zayed The First Street, Abu Dhabi
- Phone Number: 800 8040 | +971 2 408 0900
eSanad Insurance
eSanad is a digital-first insurance provider that simplifies the insurance process through online policy issuance, document handling and claim submission. Their home insurance plans offer basic and extended protection for both renters and property owners.
- Timings: 24/7 online access
- Address: Al Danah, Abu Dhabi
- Phone Number: +971 60 050 0888
Al Buhaira National Insurance Company

Al Buhaira Insurance is another known name providing home insurance services in Abu Dhabi. The company offers home insurance packages that encompass coverage for structural damage, home insurance for tenants, along with coverage for passports, driver’s licences and legal documents.
- Timings: Monday to Friday: 8:30 AM to 5:00 PM | Saturday & Sunday: Closed
- Address: 5th Floor, Sultan International Tower, Near FAB Islamic Bank, Corniche Street, Abu Dhabi
- Phone Number: +971 2 642 7788
Emirates Insurance Company (EIC)
Established in 1982, EIC is among the most prominent insurance firms in the UAE. Their home insurance policies are trusted by thousands, offering protection against everything from natural disasters to accidental damage.
- Timings: Monday to Thursday: 8:00 AM to 5:00 PM | Sunday: Closed
- Address: Emirates Insurance Building, Al Zahiya (Tourist Club), Abu Dhabi
- Phone Number: +971 2 644 0400 | 800 98
Axis Insurance Brokers
Axis Insurance Brokers is an intermediary that connects clients with suitable home insurance policies from multiple providers. The firm offers advisory services to help clients compare and select optimal coverage based on individual property types and risk factors.
- Timings: Sunday to Thursday: 8:00 AM to 5:00 PM
- Address: Arabian Gulf Street, Abu Dhabi
- Phone Number: +971 2 666 5411
FAQs
How do I choose the best home insurance provider in Abu Dhabi?
To select the best provider, review what is included in the policy (e.g., structure, contents, personal liability). Also, look for companies with efficient, transparent claims procedures. Confirm the insurer is licensed by the UAE Central Bank.
What does a typical home insurance policy cover in Abu Dhabi?
A standard home insurance policy in Abu Dhabi generally covers the structure of your home against risks like fire, natural disasters and accidental damage. It also includes protection for your personal belongings, such as furniture, electronics and appliances. In case someone gets injured in your home, personal liability coverage is also provided. Optional add-ons may include coverage for valuables, theft and domestic helper liability.
Is home insurance mandatory for homeowners in Abu Dhabi?
No, home insurance is not legally mandatory for homeowners in Abu Dhabi. However, it is strongly recommended, especially for mortgage holders, as banks may require property insurance as part of the loan agreement.
Can tenants in Abu Dhabi get home contents insurance?
Yes, tenants can and should obtain home contents insurance. This policy covers personal belongings inside a rented property. It may include liability coverage in case of accidental damage to the landlord’s property or injury to third parties.
With this, we conclude the list of reputable home insurance companies in Abu Dhabi. Selecting the right home insurance provider in Abu Dhabi requires an assessment of coverage scope, claim processes and service quality. It is advisable to review policy documents carefully and consult with insurance advisors before making a decision.
Also, when searching for a rental apartment in Abu Dhabi, ensure that the property is covered by the landlord’s insurance to protect against potential structural damages or unforeseen incidents.
Additionally, residents of Dubai can explore various home insurance companies in Dubai that offer comprehensive coverage options tailored to both homeowners and tenants.
Stay tuned to the UAE’s leading property blog for curated lists of popular insurance companies, expert insights and more.