Always eager to facilitate drivers in Dubai, the Road and Transport Authority (RTA) introduced an interest-free instalment plan for traffic fines. RTA has collaborated with seven leading banks for this initiative. Dubai residents bearing a credit card from these banks can split the due amount into smaller, easy-to-pay monthly instalments. Since its introduction in 2018, this plan has saved numerous motorists from incurring additional fines due to late or missed payments.
This guide covers all you need to know about RTA traffic fine payment on instalment plans and the banks that are offering the service to make your life easier.
RTA Traffic Fine Payment on Instalment in Dubai – Eligibility Criteria
Here is the list of partner banks. Motorists with credit cards of the listed banks can apply for the instalment plan for their traffic fines:
- Emirates NBD
- ADCB
- First Abu Dhabi Bank
- Emirates Islamic Bank
- Commercial Bank International
- Dubai Islamic Bank
- Standard Chartered Bank
Dubai residents who are eligible for the instalment plan can repay their traffic fines in a span of 3, 6, 9 or 12 months. Importantly, the service becomes valid for any outstanding charges that amount to AED 500 and above.
The earlier policies mandated an amount of AED 5,000 or more to apply for instalment. On the other hand, businesses were only eligible to apply for instalment of RTA traffic fine, if the accumulated amount is more than AED 20,000. Both motorists and corporations used to pay via cheque instalment system in Dubai to RTA.
Thanks to the change in policy, that’s not the case anymore.
NOTE: The terms and conditions for repayment depend solely on the particular bank. RTA Dubai has imposed no additional service fees payable for motorists availing of the traffic fine instalment plan.
How to Pay Dubai Police Fines in Instalments – Valid Channels
Motorists with credit cards of the banks listed above are eligible to apply for payment of traffic fine in Dubai on instalments service. They can opt for online traffic fine payments on instalment via the following channels at any time of the day and 7 days a week. The time period to finish the request is 5 minutes only:
- Dubai Police Website
- Dubai Police Smart App (iOS | Android)
- Smart Police Stations in the city
This service is not only available for Dubai registered vehicles but also for all the UAE registered automobiles. Besides, there are several ways to check and pay traffic fines in Dubai. Make sure you are aware of all and use the most feasible one whenever you to pay either full traffic fine or in instalment.
How to Find a List of Traffic Violations?
You can inquire about the list of violations using Dubai driving license, vehicle plate number and traffic code number:
- Go to the Dubai Police Website
- Log in to ‘Inquiry & Payment of Traffic Fines’
- Select ‘Print a list of violations’ when you enter your vehicle
- The list will be sent to your registered email address
You can select the ‘Print a list of violations’ option only if there are any fines recorded on your vehicle. Besides, the list of incurred fines is also displayed when you log in to the ‘Inquiry & Payment of Traffic Fines’ on the website.
Does it Cost to Get a List of My Traffic Violations?
If you have requested the list online, you do not have to pay any fee. However, in case you are submitting the request at the Service locations, you will have to pay AED 5 per vehicle.
Since RTA is consistent in revising the list of traffic fines in Dubai along with penalties, motorists are supposed to keep a check on the list and stay updated. All the traffic fines and penalties by RTA are just to make Dubai’s road safer for drivers and pedestrians.
RTA’s list of traffic penalties also include fines for driving a car with a noisy engine, a non-eco-friendly vehicle that causes pollution, non-compliance to safety standards and a car with a bad headlight.
If your vehicle is unfit or non-compliant to safety standards by RTA despite repairs and maintenance, it’s better that you buy another car. There are many used cars for sale in Dubai online on dubizzle. Here are a few from the list of popular brands available on the website:
- Second-hand Toyota for sale in Dubai
- Used Nissan cars for sale in Dubai
- Used Mercedes-Benz in Dubai for sale
- Second-hand BMW cars for sale online in Dubai
Always drive safely and responsibly to avoid fines that you can’t afford to pay. However, if you find yourself in such a situation. the RTA traffic fine payment on instalment plan makes it easier to pay off the burden over a decided period. Check these FAQs about RTA traffic fine payment in Dubai, if you have any other query.
Stay tuned to UAE’s top auto blog for more information on traffic laws, traffic fines and more.
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