RTA Car Insurance Refund Certificate: Process, Cost & More

An insurance refund certificate is a viable option for those who want to sell their car even after recently renewing its insurance and registration. The car insurance refund certificate is an initiative by the Roads and Transport Authority (RTA) that was launched in May 2021. The RTA insurance refund certificate allows you to receive a refund on the car insurance money if your vehicle is registered in the emirate.

Here is all you need to know about car insurance refund certificates, how it works, the cost and more.

Car Insurance Refund Certificate: An Overview

A person is signing car insurance documents — You need the original Emirate ID and a document of vehicle’s data

An insurance refund certificate allows you to get a refund on your car insurance. The refundable amount depends on the remaining time of the policy. The facility is provided by the RTA Dubai and is available on its website, app and by calling on their UAN: 800 9090.

Whether your car is unusable for any reason or the ownership is changing, getting a refund on its insurance policy is always a good idea to save some money. This particularly makes sense for comprehensive insurance policies Dubai with a cost of more than AED 2000 per year. You can get a good amount of money back if a few months are left till its expiration date.

Besides, if you are planning to sell your used car, you can also opt for transferring car insurance in Dubai.

Documents Required for Car Insurance Refund Certificate

Anybody applying for an insurance refund certificate would require to provide the following documents:

Document stating the data of the vehicle.
Original Emirates ID for updating the information.

Insurance Refund Certificate Cost

The cost of the insurance refund certificate RTA is AED 120. The process cost is AED 100 while AED 20 is the knowledge and innovation fee.

How to Apply for Insurance Refund Certificate

RTA app on mobile — You can apply for an insurance refund certificate via RTA smart app

You can apply for a certificate of car insurance refund in Dubai via these platforms:

RTA website – www.rta.ae
RTA call centre – 800 9090
“Drive Dubai” smartphone app

Here are the steps to apply for an RTA insurance refund certificate on the website:

1. Account Log in

You can also connect your UAE pass account with the RTA app for easy and convenient service

If the applicant does not have an RTA account, they can create one by visiting the RTA website, www.rta.ae under the ‘Login’ option, available on the top right-hand corner of the main page.
Select ‘Register as an individual user’
Create a username and password
Add details such as name, contact and nationality
Confirm the details to create an account
Log in to your account

You can also connect your UAE pass account with the RTA app for easy and convenient service.

2. Insurance Refund Certificate Service

Select ‘Licencing Service’ on the dashboard after login
Select ‘Insurance Refund Certificate’ from the services listing on the RTA eService page

3. Insurance Police Details

In this step, you will enter your insurance policy details such as the policy number, provider and chassis number of your car
Select and confirm how you wish to receive your certificate from the email, mail, RTA customer happiness centre options

Once the certificate is in your possession, simply show it to your insurance provider to receive your remaining insurance amount, determined on a pro-rata basis.

This is all about the RTA insurance refund certificate process. Find out more about car insurance in Dubai to understand the process better. If you have any further query, here are some FAQs for car insurance in Dubai.

Now that you know how car insurance works, how about investing in a car if you haven’t already. Have a look at these used cars for sale in Dubai for affordable and diverse options.

For more information on car insurance in the UAE, stay tuned to our UAE’s leading auto blogs.