{"id":56615,"date":"2022-05-13T12:42:30","date_gmt":"2022-05-13T12:42:30","guid":{"rendered":"https:\/\/www.dubizzle.com\/blog\/cars\/?p=56615"},"modified":"2022-05-13T12:42:32","modified_gmt":"2022-05-13T12:42:32","slug":"rta-car-insurance-refund-certificate","status":"publish","type":"post","link":"https:\/\/www.dubizzle.com\/blog\/cars\/rta-car-insurance-refund-certificate\/","title":{"rendered":"All about Car Insurance Refund Certificate"},"content":{"rendered":"\n<p>An insurance refund certificate is a viable option for those who want to sell their car even after recently renewing its insurance and registration. The car insurance refund certificate is an initiative by the Roads and Transport Authority (RTA) that was launched in May 2021. The RTA insurance refund certificate allows you to receive a refund on the car insurance money if your vehicle is registered in the emirate.<\/p>\n\n\n\n<p>Here is all you need to know about car insurance refund certificates, how it works, the cost and more.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-car-insurance-refund-certificate-an-overview\"><strong>Car Insurance Refund Certificate: An Overview<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-1024x640.jpg\" alt=\"A person is signing car insurance documents\" class=\"wp-image-56629\" srcset=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-1024x640.jpg 1024w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-300x188.jpg 300w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-768x480.jpg 768w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-640x400.jpg 640w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-421x263.jpg 421w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-558x349.jpg 558w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-363x227.jpg 363w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-250x156.jpg 250w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-368x230.jpg 368w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-774x484.jpg 774w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-672x420.jpg 672w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-437x273.jpg 437w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-301x188.jpg 301w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-240x150.jpg 240w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-771x482.jpg 771w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-669x418.jpg 669w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064306\/Insurance-Refund-Certificate-B-13-05-435x272.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>You need the original Emirate ID and a document of vehicle&#8217;s data<\/figcaption><\/figure>\n\n\n\n<p>An insurance refund certificate allows you to get a refund on your car insurance. The refundable amount depends on the remaining time of the policy. The facility is provided by the <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/all-about-rta-dubai\/\" target=\"_blank\" rel=\"noreferrer noopener\">RTA Dubai<\/a> and is available on its website, app and by calling on their <strong>UAN: 800 9090<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Whether your car is unusable for any reason or the ownership is changing, getting a refund on its insurance policy is always a good idea to save some money. This particularly makes sense for <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/comprehensive-car-insurance-dubai\/\" target=\"_blank\" rel=\"noreferrer noopener\">comprehensive insurance policies Dubai <\/a>with a cost of more than AED 2000 per year. You can get a good amount of money back if a few months are left till its expiration date.&nbsp;<\/p>\n\n\n\n<p> Besides, if you are planning to sell your used car, you can also opt for <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-transfer-dubai\/\" target=\"_blank\" rel=\"noreferrer noopener\">transferring car insurance in Dubai<\/a>.  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-documents-required-for-car-insurance-refund-certificate\"><strong>Documents<\/strong> Required for <strong>Car Insurance Refund Certificate<\/strong><\/h3>\n\n\n\n<p>Anybody applying for an insurance refund certificate would require to provide the following documents:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Document stating the data of the vehicle.<\/li><li>Original <a href=\"https:\/\/www.bayut.com\/mybayut\/all-about-emirates-id\/\" target=\"_blank\" rel=\"noreferrer noopener\">Emirates ID<\/a> for updating the information.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance-refund-certificate-cost\"><strong>Insurance Refund Certificate Cost<\/strong><\/h3>\n\n\n\n<p>The cost of the insurance refund certificate RTA is AED 120. The process cost is AED 100 while AED 20 is the knowledge and innovation fee.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-insurance-refund-certificate\"><strong>How to Apply for Insurance Refund Certificate<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-1024x640.jpg\" alt=\"RTA app on mobile\" class=\"wp-image-56632\" srcset=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-1024x640.jpg 1024w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-300x188.jpg 300w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-768x480.jpg 768w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-640x400.jpg 640w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-421x263.jpg 421w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-558x349.jpg 558w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-363x227.jpg 363w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-250x156.jpg 250w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-368x230.jpg 368w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-774x484.jpg 774w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-672x420.jpg 672w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-437x273.jpg 437w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-301x188.jpg 301w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-240x150.jpg 240w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-771x482.jpg 771w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-669x418.jpg 669w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064502\/Insurance-Refund-Certificate-A-13-05-435x272.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>You can apply for an insurance refund certificate via RTA smart app <\/figcaption><\/figure>\n\n\n\n<p>You can apply for a certificate of car insurance refund in Dubai via these platforms:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>RTA website \u2013 www.rta.ae<\/li><li>RTA call centre \u2013 800 9090<\/li><li>\u201cDrive Dubai\u201d smartphone app<\/li><\/ul>\n\n\n\n<p>Here are the steps to apply for an RTA insurance refund certificate on the website:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-account-log-in\"><strong>1. Account Log in<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-1024x640.jpg\" alt=\"UAE pass logo on mobile screen\" class=\"wp-image-56627\" srcset=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-1024x640.jpg 1024w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-300x188.jpg 300w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-768x480.jpg 768w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-640x400.jpg 640w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-421x263.jpg 421w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-558x349.jpg 558w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-363x227.jpg 363w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-250x156.jpg 250w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-368x230.jpg 368w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-774x484.jpg 774w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-672x420.jpg 672w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-437x273.jpg 437w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-301x188.jpg 301w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-240x150.jpg 240w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-771x482.jpg 771w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-669x418.jpg 669w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064153\/Insurance-Refund-Certificate-C-13-05-435x272.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>You can also connect your UAE pass account with the RTA app for easy and convenient service<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\"><li>If the applicant does not have an RTA account, they can create one by visiting the RTA website, <a href=\"http:\/\/www.rta.ae\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">www.rta.ae<\/a> under the \u2018Login\u2019 option, available on the top right-hand corner of the main page.&nbsp;<\/li><li>Select \u2018Register as an individual user\u2019<\/li><li>Create a username and password&nbsp;<\/li><li>Add details such as name, contact and nationality<\/li><li>Confirm the details to create an account<\/li><li>Log in to your account<\/li><\/ul>\n\n\n\n<p>You can also connect your UAE pass account with the RTA app for easy and convenient service.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-insurance-refund-certificate-service\"><strong>2. Insurance Refund Certificate Service<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Select \u2018Licencing Service\u2019 on the dashboard after login<\/li><li>Select&nbsp; \u2018Insurance Refund Certificate\u2019 from the services listing on the RTA eService page<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-insurance-police-details\"><strong>3. Insurance Police Details<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>In this step, you will enter your insurance policy details such as the policy number, provider and chassis number of your car<\/li><li>Select and confirm how you wish to receive your certificate from the email, mail, RTA customer happiness centre options<\/li><\/ul>\n\n\n\n<p>Once the certificate is in your possession, simply show it to your insurance provider to receive your remaining insurance amount, determined on a pro-rata basis.&nbsp;<\/p>\n\n\n\n<p>This is all about the RTA insurance refund certificate process. Find out more about <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/dubai-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">car insurance in Dubai<\/a> to understand the process better. If you have any further query, here are some <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-dubai-faqs\/\" target=\"_blank\" rel=\"noreferrer noopener\">FAQs for car insurance in Dubai<\/a>.<\/p>\n\n\n\n<p>Now that you know how car insurance works, how about investing in a car if you haven\u2019t already. Have a look at these <a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/\" target=\"_blank\" rel=\"noreferrer noopener\">used cars for sale in Dubai<\/a> for affordable and diverse options.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/toyota\/\" target=\"_blank\" rel=\"noreferrer noopener\">Second-hand Toyota for sale in Dubai<\/a><\/li><li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/nissan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Used Nissan cars for sale in Dubai<\/a><\/li><li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/mercedes-benz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Used Mercedes Benz for sale in Dubai<\/a><\/li><li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/bmw\/\" target=\"_blank\" rel=\"noreferrer noopener\">Second-hand BMW cars for sale in Dubai<\/a><\/li><\/ul>\n\n\n\n<p>For more information on car insurance in the UAE, stay tuned to our <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/\" target=\"_blank\" rel=\"noreferrer noopener\">UAE\u2019s leading auto blogs<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A car insurance refund certificate is a service option by the Road and Transport Authority in Dubai.<\/p>\n","protected":false},"author":6,"featured_media":56630,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"dubizzle-taxonomy-car-year":[],"dubizzle-taxonomy-body-type":[],"dubizzle-taxonomy-car-doors":[],"dubizzle-taxonomy-car-cylinders":[],"dubizzle-taxonomy-car-extras":[],"dubizzle-taxonomy-car-color":[],"dubizzle-taxonomy-car-fuel-type":[],"class_list":{"0":"post-56615","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-laws-regulations"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v26.0) - 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content=\"https:\/\/www.dubizzle.com\/blog\/cars\/rta-car-insurance-refund-certificate\/\" \/>\n<meta property=\"og:site_name\" content=\"UAE\u2019s leading autos blog | dubizzle Cars\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-13T12:42:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-13T12:42:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2022\/05\/13064408\/Insurance-Refund-Certificate-Cover-13-05.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1440\" \/>\n\t<meta property=\"og:image:height\" content=\"625\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"SY\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" 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