{"id":18676,"date":"2021-09-01T18:10:09","date_gmt":"2021-09-01T18:10:09","guid":{"rendered":"https:\/\/www.dubizzle.com\/blog\/cars\/?p=18676"},"modified":"2025-11-20T07:39:01","modified_gmt":"2025-11-20T07:39:01","slug":"comprehensive-third-party-insurance","status":"publish","type":"post","link":"https:\/\/www.dubizzle.com\/blog\/cars\/comprehensive-third-party-insurance\/","title":{"rendered":"Difference Between Third Party Insurance and Comprehensive Insurance"},"content":{"rendered":"\n

Car insurance is mandatory for all vehicles in the UAE. Therefore, all vehicle owners must get their car insured to avoid hefty fines and penalties. They can choose from the two main types of auto insurance available in the UAE: comprehensive insurance and third party insurance. In this guide, we will discuss the differences that can help you to choose between comprehensive or third party car insurance as per your need. <\/p>\n\n\n\n

Factors that Influence Car Insurance Cost in the UAE<\/strong><\/h2>\n\n\n\n

Comprehensive car insurance is relatively expensive than third-party auto insurance it offers a broader coverage including both the insured vehicle and third-party vehicles. <\/p>\n\n\n\n

The yearly car insurance in costs between 1.25% to 3% of the value of your car. However, the driver\u2019s age, the age of driving license and the number of previous car insurance claims also influence the premium of the insurance policy. For this, you must know how to file a car insurance claim in the UAE<\/a>.<\/p>\n\n\n\n

Comprehensive Insurance vs Third-Party Insurance <\/strong><\/h2>\n\n\n\n

Now that you have a general idea of how these two types of insurance differ, let’s take a detailed look into the kind of coverage each offers. <\/p>\n\n\n\n

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You can opt for comprehensive car insurance to get extensive coverage <\/figcaption><\/figure>\n\n\n\n

Comprehensive Car Insurance<\/h3>\n\n\n\n

A comprehensive car insurance Dubai<\/a> policy offers more coverage than third-party car insurance. One key difference is that comprehensive insurance protects both the claimant and the insured party, including accidents caused by the driver\u2019s own mistakes, such as hitting a pole while turning. It may also cover medical expenses resulting from the accident. For those looking to secure this level of protection, dubizzle’s car insurance service<\/a> offers comprehensive policies that cater to different coverage needs.<\/p>\n\n\n\n

However, comprehensive car insurance policies may also vary according to the price. Different insurance providers can have different policies with different regulations and guidelines. These car insurance policies also come with some limitations and restrictions.<\/p>\n\n\n\n

What it Covers <\/h4>\n\n\n\n

Generally, a comprehensive auto insurance policy in Dubai covers the following:<\/p>\n\n\n\n