{"id":14756,"date":"2021-08-09T07:55:09","date_gmt":"2021-08-09T07:55:09","guid":{"rendered":"https:\/\/www.dubizzle.com\/blog\/cars\/?p=14756"},"modified":"2025-11-20T07:53:40","modified_gmt":"2025-11-20T07:53:40","slug":"car-insurance-renew-dubai","status":"publish","type":"post","link":"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-renew-dubai\/","title":{"rendered":"All About Car Insurance Renewal in Dubai"},"content":{"rendered":"\n<p>Vehicle owners are supposed to renew car insurance in Dubai after every 12 months. This is a mandatory requirement by the Roads and Transport Authority. After the expiry date, car owners in Dubai get a grace period of 30 days to renew their vehicle\u2019s insurance. Thankfully, the process of car insurance renewal in Dubai is pretty simple.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-process-to-renew-car-insurance-in-dubai\">The Process to Renew Car Insurance in Dubai<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-1024x640.jpg\" alt=\"Man driving his vehicle\" class=\"wp-image-14855\" srcset=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-1024x640.jpg 1024w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-300x188.jpg 300w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-768x480.jpg 768w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-640x400.jpg 640w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-421x263.jpg 421w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-558x349.jpg 558w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-363x227.jpg 363w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-250x156.jpg 250w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-368x230.jpg 368w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-774x484.jpg 774w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-672x420.jpg 672w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-437x273.jpg 437w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-301x188.jpg 301w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-240x150.jpg 240w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-771x482.jpg 771w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-669x418.jpg 669w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120318\/car-insurance-renewal-dubai-body-a-080520210500-435x272.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Driving without valid insurance can lead to heavy fines in Dubai<\/figcaption><\/figure>\n\n\n\n<p>Renewing car registration in Dubai is very convenient, let\u2019s go through the process in detail.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-renew-car-insurance-on-time\">Renew Car Insurance On Time<\/h3>\n\n\n\n<p>The 12-month duration for getting your car insurance renewal in Dubai is inclusive of an extra month, usually known as the grace period. The insurance policy technically expires after a year, but car owners have an additional month to renew their car without any penalty.&nbsp;<\/p>\n\n\n\n<p>Car owners have to renew their car insurance policy on the RTA website in order to apply for their vehicle renewal. If car owners fail to renew during the grace period, they will have to face late registration fines or worse, their car can get confiscated.<\/p>\n\n\n\n<p>To avoid all this, it is best to renew the car insurance in advance before the current policy\u2019s expiry date.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-go-through-the-policy-features\">Go Through The Policy Features<\/h3>\n\n\n\n<p>At the time of renewing <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/dubai-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">car insurance in Dubai<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ask yourself if you need all the policy features you\u2019ve selected for your insurance to cover<\/li>\n\n\n\n<li>Determine if you need to get some optional features or if you\u2019re fine with the current covered features offered by your car insurance policy<\/li>\n<\/ul>\n\n\n\n<p>Generally, car owners assess their car insurance cover in the first year. They know the features that are necessary and beneficial, the ones they want to add and the ones they want to opt-out of. For example, if the current insurance policy includes a cover for off-roading activities, but you hardly go for those adventures, it&#8217;s best to opt out of it and saves yourself from paying an extra premium.&nbsp;<\/p>\n\n\n\n<p>On the other hand, it is only natural to get a policy that covers accidental collisions, overturning and external explosions \u2013 because these disastrous events can happen on the road at an unfortunate time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-see-if-you-need-to-change-your-insurance-provider\">See If You Need To Change Your Insurance Provider<\/h3>\n\n\n\n<p>Decide if you\u2019re happy with the current insurance provider or want to go with another one. Renewing a car insurance plan in Dubai from the same provider is pretty convenient, however, sometimes car owners want to opt for a new insurance provider when it doesn\u2019t work out with the first one.&nbsp;<\/p>\n\n\n\n<p>In this case, look for the car insurance company that offers the best plan for your car. You can easily find car insurance company offices at the RTA vehicle-renewal centres.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-car-insurance-premium\">Car Insurance Premium<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-1024x640.jpg\" alt=\"Insurance renewal notice\" class=\"wp-image-14860\" srcset=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-1024x640.jpg 1024w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-300x188.jpg 300w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-768x480.jpg 768w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-640x400.jpg 640w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-421x263.jpg 421w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-558x349.jpg 558w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-363x227.jpg 363w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-250x156.jpg 250w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-368x230.jpg 368w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-774x484.jpg 774w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-672x420.jpg 672w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-437x273.jpg 437w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-301x188.jpg 301w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-240x150.jpg 240w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-771x482.jpg 771w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-669x418.jpg 669w, https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120622\/car-insurance-renewal-dubai-body-b-080520210500-435x272.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Make sure you get the right insurance plan for your car<\/figcaption><\/figure>\n\n\n\n<p>As for car insurance premiums, Dubai insurance companies calculate the cost of a car insurance premium based on certain factors including:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Make, model and value of the car\u00a0<\/li>\n\n\n\n<li>The driver\u2019s age\u00a0<\/li>\n\n\n\n<li>The total driving experience of the driver\u00a0<\/li>\n\n\n\n<li>Driving history<\/li>\n\n\n\n<li>Record of traffic violations<\/li>\n\n\n\n<li>Claim history<\/li>\n<\/ul>\n\n\n\n<p>Naturally, the insurance extent and kind of coverage car owners choose at the time of renewal impacts the car insurance premium.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-get-a-no-claim-certificate\">Get a No-Claim Certificate<\/h3>\n\n\n\n<p>According to UAE Insurance Authority, a driver in the country who has a driven safe and did not raise a claim on the car insurance throughout the insurance term is entitled to a 20% no-claim discount. The insurance company provides this no-claim bonus to the safe driver as a reward. To get a no-claim certificate, you will have to contact your insurance company.<\/p>\n\n\n\n<p>Moreover, the no-claim discount certificate is the most certain way to reduce your premium.<\/p>\n\n\n\n<p>Your car insurance premium reduces lower depending on the number of claim-free years. The more the number of claim-free years, the lower the car insurance premium.&nbsp;<\/p>\n\n\n\n<p>If you decide on a new insurance provider at the time of renewing your car insurance policy, make sure you get the no-claims discount certificate from the last car insurance provider.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-renew-car-insurance-in-dubai-online\">How to Renew Car Insurance in Dubai Online?<\/h2>\n\n\n\n<p>You can easily renew your <a href=\"https:\/\/uae.dubizzle.com\/motors\/services\/car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">car insurance in Dubai<\/a> online. If you want to continue with the same insurance plan and provider, you can simply go to their website and renew car insurance online in Dubai and in other Emirates. Renewing car insurance online is convenient, quick and easy.<\/p>\n\n\n\n<p>Please always renew car insurance on time, driving a vehicle without proper insurance can result in a traffic fine of AED 500, 4 black points and the car will also be confiscated for 7 days. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-needed-in-case-you-want-to-change-the-insurance-provider\">Documents Needed in case You Want To Change The Insurance Provider<\/h2>\n\n\n\n<p>In case you decide on getting a new car insurance provider, or if you just purchased a new car and are in search of your first car insurance agency, you\u2019ll need to submit copies of these documents:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Copy of your passport\u00a0<\/li>\n\n\n\n<li>Copy of UAE Visa<\/li>\n\n\n\n<li><a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/driving-licence-uae\/\" target=\"_blank\" rel=\"noreferrer noopener\">UAE driving license<\/a>\u00a0<\/li>\n\n\n\n<li>Copy of card registration card\u00a0<\/li>\n\n\n\n<li>No claim certificate if applicable\u00a0<\/li>\n<\/ul>\n\n\n\n<p>If you are happy with your last insurance provider, you are not required to submit these documents. Your last insurer already has your information, all you need to do at the time of car insurance renewal is to share the details of your selected policy features.<\/p>\n\n\n\n<p>Here we conclude our guide about car insurance renewal in Dubai. Make sure you select the right insurance plan for your car. Here is a list of <a href=\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-dubai-faqs\/\" target=\"_blank\" rel=\"noreferrer noopener\">frequently asked questions for car insurance in Dubai<\/a>. <\/p>\n\n\n\n<p>If you are looking for cars, take a look at these <a href=\"https:\/\/dubai.dubizzle.com\/motors\/\" target=\"_blank\" rel=\"noreferrer noopener\">quality used cars in Dubai<\/a>.&nbsp;<\/p>\n\n\n\n<p>Popular vehicles in Dubai include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/mercedes-benz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Used Mercedes-Benz cars for sale in Dubai<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/nissan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Second-hand Nissan cars for sale in Dubai<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/toyota\/\" target=\"_blank\" rel=\"noreferrer noopener\">Used Toyota cars for sale in Dubai<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/dubai.dubizzle.com\/motors\/used-cars\/ford\/\" target=\"_blank\" rel=\"noreferrer noopener\">Used Ford cars for sale in Dubai<\/a><\/li>\n<\/ul>\n\n\n\n<p>Stay tuned to the UAE&#8217;s favourite car blog for more on car insurance and other important auto aspects.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Read on for more information about car insurance renewal in Dubai.<\/p>\n","protected":false},"author":5,"featured_media":14853,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"dubizzle-taxonomy-car-year":[],"dubizzle-taxonomy-body-type":[],"dubizzle-taxonomy-car-doors":[],"dubizzle-taxonomy-car-cylinders":[],"dubizzle-taxonomy-car-extras":[],"dubizzle-taxonomy-car-color":[],"dubizzle-taxonomy-car-fuel-type":[],"class_list":{"0":"post-14756","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-driving"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v26.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Renew Car insurance in Dubai: Process, Documents &amp; More | dubizzle<\/title>\n<meta name=\"description\" content=\"Cars are supposed to get renewed every 12 months in the UAE. Here\u2019s all you need to know to renew car insurance in Dubai.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-renew-dubai\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"All About Car Insurance Renewal in Dubai\" \/>\n<meta property=\"og:description\" content=\"Cars are supposed to get renewed every 12 months in the UAE. Here\u2019s all you need to know to renew car insurance in Dubai.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-renew-dubai\/\" \/>\n<meta property=\"og:site_name\" content=\"UAE\u2019s leading autos blog | dubizzle Cars\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-09T07:55:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-20T07:53:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120221\/car-insurance-renewal-dubai-cover-080520210500.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1440\" \/>\n\t<meta property=\"og:image:height\" content=\"625\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"SN\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-renew-dubai\/\",\"url\":\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-renew-dubai\/\",\"name\":\"Renew Car insurance in Dubai: Process, Documents & More | dubizzle\",\"isPartOf\":{\"@id\":\"https:\/\/www.dubizzle.com\/blog\/cars\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-renew-dubai\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.dubizzle.com\/blog\/cars\/car-insurance-renew-dubai\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/d2hucwwplm5rxi.cloudfront.net\/wp-content\/uploads\/2021\/08\/05120221\/car-insurance-renewal-dubai-cover-080520210500.jpg\",\"datePublished\":\"2021-08-09T07:55:09+00:00\",\"dateModified\":\"2025-11-20T07:53:40+00:00\",\"author\":{\"@id\":\"https:\/\/www.dubizzle.com\/blog\/cars\/#\/schema\/person\/1a34c0957644ac28a339bf0be23cdaee\"},\"description\":\"Cars are supposed to get renewed every 12 months in the UAE. 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